With the cost of car insurance in the United Kingdom up nearly 40% this year, BBC’s Panorama decide to go undercover, delving straight into the murky world of insurance fraud and speaking directly with the gangs who are ripping off insurance companies to the tune of tens of thousands of pounds. These criminals are faking road accidents at an alarming rate, all in an attempt to cash in on fraudulent insurance claims. Reporter Declan Lawn, asks whats gone wrong in todays industry and uncovers exactly just how much this type of fraud is costing your everyday motorist.